Vessel Hull & Machinery iCoverage for the physical vessel itself—basically the “body” of the boat. This is your main boat coverage—it protects the vessel itself and everything permanently attached to it.
Tender & Outboard iThis protects your smaller boat and motor that go along with your main vessel.
Crew Liability iIf you have a captain or crew and something happens, this protects you from liability and covers their injuries.
Select Crew Liability
$300,000
$500,000
$1,000,000 - most common
$2,000,000
$5,000,000
Other
Liability iProvides protection if the vessel owner is legally responsible for injury to another person or damage to another boat or property.
Select Liability
$300,000
$500,000
$1,000,000 - most common
$2,000,000
$5,000,000
Other
Medical Payments iPays medical expenses for passengers or guests injured on the vessel regardless of whose at fault, including ambulance, emergency room visits, x-rays and basic treatment.
Select Medical Payments
None
$5,000
$10,000
$25,000
$50,000
Uninsured / Underinsured Boater iProtects the vessel owner and passengers if they are injured by another boater who does not have insurance or does not carry enough insurance to cover the damages.
Select Coverage
None
$100,000
$300,000
$500,000
Match Liability Limit
Personal Effects iProtects personal belongings carried on the vessel if they are damaged, lost, or stolen due to a covered loss, including fishing equipment, portable electronics, water sports equipment, clothing and personal items.
Select Personal Effects
None
$5,000
$10,000
$25,000
Towing Coverage iProvides reimbursement for emergency services if the vessel becomes disabled on the water, including emergency towing, fuel delivery, battery jump, and soft ungrounding.
Select Towing Coverage
None
$500
$1,000
$2,500
Unlimited (BoatUS / SeaTow)
Trailer Coverage
Select Trailer Coverage
Not Applicable
Yes - Insure Trailer
No - Trailer Not Insured
Trailer Value ($)
Dinghy / Tender Coverage
