Pelican Vibe

Unrivaled
Protection on
the Water.

From Center Consoles to Yachts – real coverage for real time on the water, coastal cruising and offshore runs.

Beyond Standard Coverage

PelicanVibe was founded with a singular mission: to provide the nationwide maritime community with insurance solutions that truly match the caliber of their vessels and operations.

We recognized a critical gap between generic standard policies and the nuanced realities of navigating, mooring, and operating marine businesses in coastal waters. Today, we stand as the premier boutique agency for high-net-worth individuals and commercial marine enterprises.

Client Experiences

We are not a standard insurance call center. We are dedicated marine specialists. We understand the nuances of South Florida waterways, hurricane risk, and the true value of your assets.

A-Rated Carriers Only

We rigorously vet our carrier partners. Your policies are written exclusively through globally, recognized, financially secure institutions capable of paying out catastrophic claims.

Concierge Claims Advocacy

In the event of a loss, we don’t just hand you an 800-number. Our brokers act as your personal advocate, navigating the claims process to ensure a rapid and fair resolution.

Deep Marine Expertise

From complex international navigational limits for superyachts to intricate Marina Operators Legal Liability (MOLL), our team speaks your language.

Our Portfolio of Services

We don’t just write policies; we craft tailored financial safety nets for your most prized maritime assets and operations.

High-End Yachts & Superyachts

Exclusive “All-Risk” agreed-value policies. We cover extensive navigational limits, high-value personal effects, fine art onboard, and complex crew liability matrices specifically tailored for the Florida and Caribbean theater.

Commercial Marinas & Contractors

Robust structural protection for marine businesses. Our specialized packages include Marina Operators Legal Liability (MOLL), stringent Workers’ Compensation (WC), and marine-specific General Liability (GL).

Private Watercraft

Uncompromising coverage for center consoles, performance boats, and luxury runabouts. From wreckage removal to unscheduled on-water towing, we secure your everyday lifestyle on the water.

Why Choose Us?

When you insure with Pelican Vibe Insurance, you aren’t just buying a policy-you are securing a dedicated maritime partner. We navigate the complexities of marine insurance so you can navigate the open water.

Exclusive Carrier Relationships

Direct access to high-limit underwriting facilities not available to standard, everyday insurance brokers.

Hyper-Local Expertise

Deep understanding of Florida's specific risks, from hurricane deductibles to complex marina compliance requirements.

Proactive Risk Management

We advise on mooring strategies, lay-up requirements, and crew liability to prevent incidents before they happen.

$500M+

ASSETS PROTECTED

15+

YEARS EXPERIENCE

100%

A-RATED CARRIERS

24/7

CLAIMS SUPPORT

Client Experiences

"Pelican Vibe Insurance Insuring a high-performance center console like my 42 Yellowfin Offshore isn’t something you trust to just anyone. Pelican Vibe knew the market, understood the value of the boat, and got me coverage that made sense for Florida and Bahamas runs. Fast, professional, and dialed in.

Chris Donnelly, Stuart FL Center Console Owner.

"Pelican Vibe secured coverage for my 82ft Sunseeker when two other agencies told me the navigational limits I needed were impossible in the current Florida market. Their broker Alexander is unmatched."

MICHAEL T. Yacht Owner. Fort Lauderdale

"As a marine contractor, General Liability and Workers Comp are massive overheads. Sophia restructured our entire portfolio, saving us 15% annually while actually improving our MOLL coverage."

DAVID R. Marine Operations Director. Miami

I’ve owned boats for years, but this was the first time I felt like an agent actually listened. Teresa walked me through my options, explained everything clearly, and made sure my cruising boat was covered the right way. It was efficient and completely stress-free.

Victoria Reynolds Designation
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